Most Australians make sure they have their houses and cars insured but not their incomes and lives.
Yet more homes are lost due to death or disability than due to fire.
We’ll help you put in place a suitable, cost effective insurance plan that will ensure there is no financial pain for you and your family if the worst happens.
Life Insurance – provides a lump sum in the event of the death of the insured person.
Total and Permanent Disability (TPD) Insurance – provides a lump sum in the event the insured person is never able to work again due to illness or injury.
Income Protection Insurance – replaces a portion (usually around 75%) of the insured person’s regular income if they are unable to work temporarily, or ever again, due to illness or injury.
Trauma (or Critical Illness) Insurance – provides a lump sum in the event the insured person is diagnosed with an insured condition. Various types and severity of cancer, heart attack, stroke and many other conditions are covered.
Each type of insurance plays its part in a portfolio and it’s important to review your levels of insurance regularly.
